Personal Risk
Kiwi Saver

Personal Risk Insurance


This is what we can put in place for you:

Life Cover – receive a lump sum payment when you die or become terminally ill. Perhaps you just need some funeral cover, perhaps you want to make sure your partner/children have a sum to make their lives easier.

Trauma Cover – receive a lump sum if you suffer a major illness or injury

Disability Cover – receive a lump sum that will help make life easier if you become totally disabled and unable to work again

Income Protection – receive an income if you cant work because of illness or injury

Mortgage Protection – covers your mortgage in the event of your death, illness or accident

     Our advisers have access to products from several different insurance companies.

     They will do a full needs analysis with you.

     Research has shown that it is not necessarily cheaper doing it yourself on-line. 

     Cheapest may not cover your needs.

Getting the right advice means you get what you need – and we don’t try to sell you what you don’t need.

Take a look at this video from AMP:

This video comes from Life-Info's website. Some reasoning why life insurance is a good idea.

“Why Personal Insurance –

life, income protection,

disability and trauma explained”

Mike's Story

Cocksy's story

Cocksy is a New Zealand celebrity builder. But a diagnosis of terminal cancer meant he couldn’t work, and got him thinking about what he wanted to do with the life he had.

His Asteron Life insurance is helping him live his life the way he wants to, and plan for what he wants to leave behind.